Senior Care Cost Calculator
Compare what each care option costs - this month, this year, and over three years with typical rate increases. National 2025-2026 ranges; adjust for your market.
Your situation
20 hours/week
Sets the in-home care line only. Facility costs
don't depend on it - they're driven by your market and the annual increase above.
Estimates use national 2025-2026 medians (in-home care ≈ $33/hour; see real cost ranges). Actual quotes vary - always get itemized, written quotes. Your settings are saved in this browser.
| Care option | Monthly | Year 1 | 3 years* |
|---|
* Three-year totals compound the annual increase. In-home care assumes the same hours throughout - needs usually grow, so treat it as a floor.
How to read these numbers
The cheapest line isn't automatically the right one. A few hours of in-home care suits lower needs and a safe home; around-the-clock home care usually costs more than assisted living - and isolation at home carries its own cost. Small care homes are often the value surprise. When you're comparing real communities, remember the advertised rate isn't the real rate: read what's not included and home care or a facility? - then browse communities near your family.